Bankruptcy

Get the Help You Need to Get Out of Debt

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Are you experiencing financial difficulty? Has your debt become too much to handle? If so, you may be considering bankruptcy as a way to get a fresh start. At Poindexter Law Firm, we offer legal services for bankruptcy in Kentucky and Tennessee. We understand that this can be a difficult time for you and we are here to help. Contact us today to schedule a consultation and learn more about our services!

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What Is Bankruptcy?

Bankruptcy is a legal process that allows debtors to discharge some or all of their debts. It can be a helpful tool for people who are struggling to make ends meet and are unable to pay their debts. When you file for bankruptcy, an automatic stay is put in place, which means creditors cannot try to collect payment from you. This can provide some much-needed relief from debt collectors and allow you to get your finances back on track.

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Types of Bankruptcy

There are several different types of bankruptcy, but the two most common are Chapter Seven and Chapter Thirteen. Chapter Seven bankruptcy allows you to discharge most of your debts, including credit card debt, medical bills, and personal loans. In order to qualify for Chapter Seven bankruptcy, you must pass a means test, which determines whether your income is low enough to qualify.

Chapter Thirteen bankruptcy is sometimes called reorganization bankruptcy. It allows you to repay your debts over a three or five-year period. You'll need to create a repayment plan that outlines how you'll repay your creditors. This option is often best for people who have a regular income and can afford to make monthly payments.

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Why Would Someone Choose Bankruptcy?

There are several reasons why someone might choose bankruptcy. For some, it's the only way to get out from under overwhelming debt. It can provide relief from harassing phone calls and letters from creditors. It can also stop wage garnishment and foreclosure proceedings. Bankruptcy can give you a fresh start financially, but it's important to understand the drawbacks before making a decision.

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LET US HELP YOU GET A FRESH START

No one wants to face the possibility of bankruptcy, but sometimes it is the best option for getting out of debt. If you are considering this type of legal action, it is important to have an experienced attorney on your side. At Poindexter Law Firm, we offer bankruptcy services in Kentucky and Tennessee. We can help you navigate the bankruptcy process and ensure that your rights are protected. Contact us today to schedule a consultation!

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Need Help Filing for Bankruptcy?

You may be feeling overwhelmed if you are considering filing for bankruptcy. The process can be complex and confusing, but that’s where our team of experienced lawyers comes in. At Poindexter Law Firm, we offer legal services for bankruptcy in Kentucky and Tennessee. We can help you understand your options and make the best decision for your situation. Get in touch with us today to learn more!

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Avoiding Bankruptcy Is Possible

If you are struggling with debt, there may be other options available to you. At Poindexter Law Firm, we can help you understand your options and make the best decision for your situation. Contact us today to schedule a consultation!

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About Our Bankruptcy Legal Process

When you come to our firm for help with bankruptcy, we’ll sit down with you and review your financial situation. Then, we’ll explain the different types of bankruptcy and help you determine which one is right for you. Once we have a plan in place, we will work with you to file the necessary paperwork and represent you in court.

We understand that this can be a difficult and stressful time for you. That is why we will do everything we can to make the process as smooth and stress-free as possible. Get started and partner with our team at Poindexter today.

Why Choose Poindexter Law Firm?

  • We Are Experienced: We have over 18 years of experience helping people just like you through the bankruptcy process.
  • Licensed in Kentucky and Tennessee: We are located in Burkesville, KY, and can help with your bankruptcy needs in either state.
  • We'll Help You Navigate the Entire Process: During the bankruptcy process, we'll work with you every step of the way to make sure you understand what's happening and that your rights are protected.
  • We Work Hard to Help You Get Out of Debt: We can help you get a fresh start and get out of debt to start rebuilding your financial future.
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If you are struggling with debt and are considering filing for bankruptcy, don't wait any longer to get help. Contact Poindexter Law Firm today to schedule a consultation and learn more about our bankruptcy services — we can help you get the fresh start you need!

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